PERMANENT COSMETICS & MICROBLADING INSURANCE
Operating a permanent cosmetics business carries inevitable risks. A mistake or miscommunication could lead to a lawsuit from a dissatisfied customer.
Professional Program Insurance Brokers (PPIB) offers cosmetics insurance coverage for over a dozen permanent cosmetics services, including microblading, scar camouflage, eyeliner, lipliner, and needling. Small or large, PPIB can help you shield your permanent cosmetics business from the unknown with an A-rated insurance program, specially designed for exciting and unique industries with limited distribution channels.
Our history in this field dates back to 1990 as a founder of the SPCP. Lipliner to scar camouflage, permanent cosmetics insurance is our specialty.
This hugely popular method for creating realistic eyebrows is sweeping the nation. Let us help protect you from client dissatisfaction and allergic reactions with comprehensive permanent cosmetic insurance coverage.
SERVICES WE CAN COVER
- Lips / Lipliner
- Eyebrows – Microblading and Traditional Methods
- Nipple Areola Reconstruction
- Beauty Marks
- Scar Camouflage
- Bald Spot Repigmentation
- Pigment Removal / Lightening
- Needling / Collagen Induction Therapy
- Teaching (no per student charge)
- Beautician / Cosmetology Services
- Private Labeling of Products
- Pigment / Anesthetics
- Manufacturers / Distributors
- Combo Policies for Locations with Salons / Spas / Boutiques
COVERAGES AVAILABLE IN ALL STATES
(12 month annual policies)
- Professional Liability – including claims of loss of appearance
- General Liability
- Property Coverage – including in transit
- Communicable Disease
- Sexual Abuse
- Excess Liability
- Product Liability including for Private Labelling
- Cyber Protection
Professional Program Insurance Brokerage has been providing Permanent Cosmetics Insurance since 1993. Our specialized insurance programs are among the most comprehensive in the permanent cosmetics industry.
Susan Preston, the former president of PPIB, was the co-founder of the Society of Permanent Cosmetic Professionals, the leading non-profit organization for the industry. Through her involvement with the industry, the agency has been able to stay current with the needs of the industry and thus offer program options that cover services such as pigment removal, nipple areola reconstruction and needling, among others. Our staff is knowledgeable about the industry and can talk about issues that relate to permanent cosmetic professionals.
How Much Does Permanent Cosmetic Insurance Cost?
There is no one-size-fits-all insurance policy for the permanent cosmetics industry. Several factors determine the level and price of your insurance coverage. Some factors that impact your permanent cosmetics insurance are – the number of clients you serve, your location, years in business, number of employees (if any), and services provided.