Professional Program Insurance Brokerage

Division SPG Insurance Solutions, LLC

Agritainment Insurance

For Every Farm, Festival, and Fun Day

What is Agritainment Insurance and why do I need it?

Agritainment businesses bring joy and excitement to visitors, but it’s crucial to recognize the inherent risks involved. It’s important to secure an Agritainment Insurance policy because your Farm or Homeowners insurance policies most likely excludes these types of activities  leaving you unprotected from expensive claims when things go wrong. Accidents can occur unexpectedly, and being adequately prepared is vital.

 

Our Agritainment Insurance policies offer General Liability coverage that is essential in protecting you against potential lawsuits, visitor injuries, and other liability risks that may arise on your property. We also offer customizable insurance with optional coverages to protect all your operations including such as sexual abuse, liquor liability, Hired/Non-Owned Auto and more. Ensure the long-term success of your Agritainment venture by investing in comprehensive Agritainment Insurance coverage today.

What Activities Can be Covered Under Agritainment Insurance?

Jumping Pillows

Sleigh Rides

Petting Zoo

Seasonal Events

Target Shooting

Pony Rides

Trackless Trains

Kiddie Rides

Additional Activities We Can Cover Under Agritainment Insurance

We know many businesses have an array of activities to offer to keep families of all ages and sizes entertained. This is why we can cover a wide variety of activities such as greasy pig races, sack races, fun runs, bale rolling, bubble ball, carnival games, bungee trampolines, laser tag and target shooting games for paintball, archery, cross bow and axe throwing.

But wait, we can cover MORE!

Just because it’s not listed above doesn’t mean we don’t cover it. If you have an Agritainment business with other operations we are able to consider it. Contact us to find out if it fits in our program.

Coverages for Agritainment Insurance offered Nationwide

Why Agritainment Insurance with PPIB?

Comprehensive coverage for diverse agritainment activities

Optional coverages for added peace of mind

Flexible policy options: annual and seasonal

Robust general liability coverage

Nationwide Availability

Frequently Asked Questions

Agritainment insurance provides coverage for the unique risks and liabilities associated with businesses that combine agriculture with entertainment or recreational activities. Our policies include general liability with additional optional coverages to customize coverage based on your operations.

Yes, employees and volunteers can be covered under our agritainment insurance policies. We protect you, your employees and volunteers from claims that may happen.

The cost of agritainment insurance can vary based on several factors. Insurance providers consider these factors when determining the premium for a policy. Here are some key factors that influence the cost of agritainment insurance:

  • Size and Scope of the Business: The size of your agritainment business, including the attractions and activities offered, can impact the insurance cost. Larger operations with more attendees may have higher premiums due to increased risks and liabilities associated with more extensive operations.
  • Short term events vs Annual Operations: The length of the operation may affect premium of your policy. Short term or seasonal events that are only open during a specific period of time have less exposure to risks vs annual operations with year-round attractions.
  • Annual Revenue: The annual revenue generated by your agritainment business can affect the insurance cost. Higher revenue typically indicates larger operations and potentially increased risks, leading to higher premiums.
  • Claims History: Insurance companies consider the claims history of your agritainment business when determining the cost of coverage. If you have a history of frequent claims or high-value claims, it may result in higher premiums.
  • Safety Measures and Risk Management Practices: Insurance providers assess the safety measures and risk management practices implemented by your agritainment business. Having robust safety protocols, employee training programs, and regular maintenance practices can help lower insurance costs by reducing the likelihood of accidents and claims.

Yes, agritainment insurance can often provide coverage for events and festivals hosted on the property of the agritainment business. Hosting events and festivals can bring additional risks and liabilities, and it is important to ensure proper insurance coverage is in place. Other insurance policies covering your property usually exclude this type of risk so it’s important to obtain insurance for these activities to protect your business.

Yes, agritainment insurance policies typically have exclusions or limitations that outline specific situations or circumstances where coverage may not apply or may be limited. These exclusions and limitations can vary depending on the insurance provider and the specific policy. It’s important to carefully review your insurance policy and understand the exclusions and limitations that may apply.

Yes, at PPIB, we understand that every agritainment business is unique and has distinct insurance requirements. We offer customizable agritainment insurance policies to ensure that your coverage aligns with your specific business needs.

When clicking on any of the Legal links, you’ll be redirected to Specialty Program Group, LLC’s website which is the holding company of National Elevator Insurance Solutions, LLC.

Professional Program Insurance Brokerage is a Division of Specialty Program Group, LLC DBA SPG Insurance Solutions in California; all rights reserved

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