INSURANCE PROGRAMS FOR MEDICAL SPA PROFESSIONALS
LIGHT / ENERGY SERVICES
Tattoo removal or Fungus removal, we cover services from head to toe with lasers, IPLs, radio frequency machines and more. Check out our Light/Energy coverage and stay protected against the burn!
Cocktails – not just for drinking anymore! We can provide insurance coverage for Myers Cocktail injections, PRP, or good ol’ fashioned Botox.
Advice is never free. Our insurance program can cover all of your Weight Loss and Nutritional Counseling needs.
Whether your clients are hot or cold, we can help you out from cryotherapy to body wraps and oxygen inhalation to infrared saunas. Learn more about our aesthetician insurance policies.
SERVICES WE CAN COVER
Our medical spa insurance covers the following cosmetic procedures:
- Dermal Fillers
- Laser/IPL Hair Removal
- Tattoo Removal
- Light/Energy skin rejuvenation
- Body Contouring/Cellulite Reduction
- Wrinkle, scar, age/sun spot, vein, and fungus removal/reduction
- Vaginal rejuvenation
- Rosacea, Psoriasis and Vitiligo Treatments
- Acne treatments
- PRP Treatments
- hCG & RX Weight Loss
- Wellness Analysis
- Nutritional Counseling
- Bioidentical Hormones
- Hyperbaric Oxygen Treatments
- LED Teeth Whitening & Hair Stimulation
- Tumescent Liposuction
- Hair Transplants
- PDO Threading
- Fat Transfers
- Anything covered under our Beauty and Permanent Cosmetic programs
COVERAGES AVAILABLE IN ALL STATES
(12 month annual policies)
- Professional Liability
- General Liability
- Cyber Protection
- Products Liability including Private Labeling
- Excess Liability
- Sexual Abuse
- Communicable Disease
- License Action Protection
- HIPAA Defense
The medical spa industry has been enjoying an explosive growth in both popularity and the number of spas now in operation. This huge growth has led medical spas to now seek insurance for their service needs. Taking into consideration the many services that are provided by Injectables, Weight Loss and Wellness, and Day Spa treatments our Medical Spa insurance coverage is one of the most comprehensive in the industry. We work with industry professionals to understand the risks associated with the many procedures that Medical Spas are now providing.
Policies can be purchased on behalf of MediSpas who host the Cosmetic/Medical Services or by the doctor, nurse, aestheticians or anyone who can legally operate within their state. We can cover the entire facility or individuals operating in single or multiple locations. Workers Comp (in most states) and Cyber Protection are also available.
Medical Spas have become a billion dollar a year industry. Because the industry offers clients minimally invasive medical procedures in a relaxed, spa-like environment, instead of having to go to a doctor's office, medi-spas have become the choice for many. Trendy and chic spas have been opening up all across the country. In fact, from 2005 to 2010 the medical spa industry grew from around 450 spas to almost 2,000 spas in just those five years. With more spas and more clients comes added risk and liability.
It comes as no surprise that along with the dramatic growth of the medical spa industry, we've also seen an increase in the number of lawsuits filed each year against spas for errors and injuries incurred during a procedure. A large portion of the lawsuits filed have been as a result of laser procedures where there have been severe burns and scarring. These types of injuries happen and these cases are on the rise and will continue to be so.
We completely understand the unique requirements of this industry, and our insurance products are competitively priced and designed specifically to meet the needs of the industry.